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Over reliance on the state pension?

When looking for the solution to the age old problem of funding our retirement, it is important to plan carefully and think ahead. However, it...

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Pensions in the UK a potential time bomb

A recent report from the International Monetary Fund (IMF) has warned that the UK faces a £750bn pension time bomb.

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Pension Report 2012

Back in March I published a blog on the Scottish Widows ‘Savings and Investment Report’.  Following on from this they have now released their latest ‘Pensions Report 2012’, looking at consumers’...

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Drawdown - your Flexible Friend

Traditionally, one of the biggest bones of contention with pensions – both from advisers and savers alike – was the compulsion to take an annuity from your pension fund at age 75.

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The pension planning failure risk

The lack of effective pension planning by a significant number of UK adults has been highlighted in new research (August 2012) from Baring Asset Management, where survey figures reveal that around 44%...

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Most Pension Savers do not Review Pension Plans and Pots

According to a February 2013 survey of over 2,000 UK adults, conducted by YouGov on behalf of Duncan Lawrie Private Bank, 38% of respondents who are pension savers and who have at least one private...

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Women and pensions: Closing the awareness gap

There is quite a body of work looking at work issues that affect women – equal opportunities and the glass ceiling, equal pay and other forms of discrimination, work and family balance etc.  However,...

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State Pension top-ups provide new options and more decisions

Pensions are confusing at the best of times and the options open to people taking their personal pensions pots have changed rapidly in recent times so it’s hard for a lot of people to keep up.  Now we...

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Pensions - a budget update

Yet again today’s budget held a few surprises for pensions....

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The New State Pension simplified?

Whenever someone, and especially the Government, tells you that they are simplifying things, you can guarantee that is not as straightforward or understandable for everyone as they would like you to...

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